Assets & finances

Banking and payment solutions

We help our clients to navigate their businesses  through a firmly regulated sector by providing practical advice on legal, corporate and regulatory issues. We advise our clients operating across different jurisdictions and across every facet of the banking and payments space, including: opening broker escrow  and private accounts, payment databases, internet banking and merchant acquiring, card issuance, mobile payments, card schemes and payment networks, stored value, gift cards, payroll cards and other prepaid products, B2B vendor payments, remittances, payment processing, peer-to-peer lending and crowdsourcing and other traditional and emerging payment methods.

With our insight into cutting-edge developments in this area, we regularly guide our clients through a maze of highly complex regulations including anti-money laundering, consumer protection, privacy and data security, intellectual property, surcharging, and banking laws. We prepare policies and customer documentation and efficiently draft and take part in negotiation of a contractual agreement and framework that establishes a foundation for products like payment processing, bank sponsorship, customer terms and conditions, outsourcing, regulatory disclosures, privacy policies and vendor agreements. From early startups to well-established entities, our team is ready to help all industry players on aspects of banking, fintech and payments with comprehensive counseling services.

Licensing of financial business

With an integrated approach, our licensing practise offers integrated services for financial services institutions, such as corporate and investment banks, wealth advisors, broker-dealers, investment managers, financial sponsors, FinTechs, payment service providers, exchanges, alternative trading systems, insurance companies, settlement systems, trade repositories and other financial services businesses. We help new market entrants with setting up companies, opening bank accounts, and further assist in setting up business operations.

We assess your business models to define if license or authorization is required and facilitate our clients to obtain money service, banking, money transmitter and lender licenses and routinely examine their internal policies and provide practical guidance on remaining compliant to maintain such licenses. Our team of professionals also provide strategic advice on acquiring licensed entities and collaborate with governmental supervisory authorities to secure required permits enabling strategic acquisitions.

Investment funds & brokers

Establishing, structuring and operating investment funds, collective investment schemes and brokerage firms requires an in-depth knowledge of the legal issues involved.  Manimama consists of lawyers who have a savvy commercial sense and the ability to deal with more intricate commercial, tax and regulatory issues. We work closely with participants within the financial services and asset management industries, including investment advisers, broker-dealers, commodity pool operators, commodity trading advisors and futures commission merchants. 

We facilitate our clients to negotiate and draft contracts, investment advisory and management mandates, custody agreements, administration agreements, prime brokerage agreements, co-investment agreements and rebate agreements. Our legal counseling services include jurisdictional compliance matters, operational setup, business formation and  structuring, registration and licensing of their business activities,  as well as corporate governance,  internal audits, operational advisory and legal services on product marketing, dealings with various service providers and tax and estate planning. 

Financial deals

Our team can provide comprehensive advice on local and cross-border financial arrangements, to negotiate and draft loan, collateral and sale & purchase agreements. Moreover, we offer credit law support, structure diverse financial and merger & acquisition transactions, conduct due diligence.

Our lawyers examine and provide practical advice on lending transactions, including syndicated secured and unsecured credit facilities, acquisition and leveraged financing, project finance, debt and debtor-in-possession financing, private placements, securitization and structured financing, mezzanine financing, subordinated debt arrangements, equipment financing, and capital markets debt offerings. We help financial institutions, direct lenders, private equity sponsors, and corporate borrowers to develop innovative funding solutions to facilitate efficient dealmaking, by protecting our client’s interests both legally and commercially.


We help companies working in the insurance and reinsurance sector, such as property and casualty, life, accident and health, management and professional liability, financial lines, surety and financial guarantee. We help our clients to incorporate their companies, obtain relevant license and business permits, draft policies, conduct financial and market examinations. 

Our team can provide services for implementing new regulatory requirements, outsourcing, risk management, establish AML/KYC procedures, restructure insurance undertakings, implement data privacy rules, prepare agreements and customer documentation and draft organizational handbooks and internal guidelines. 

We also provide a full range of corporate services for sale and acquisition of insurance companies, setting up branches and representative offices, restructuring, changes in control and liquidation of existing insurance companies and enhancing the equity capital structure of insurance companies.